Ellipse has launched an extension of its group income protection range with Sick Pay, which is marketed through advisers alongside the current Sick Pay Complete plan.
Targeting the SME market, the product is available for employers with less than 300 employees, and is designed for employers who do not require integrated absence management and instead wish to use their own absence management processes or systems. So that support can still be provided early by a new vocational rehabilitation service, employers must notify Ellipse about an absent employee within the first five weeks of their absence.
The new vocational rehabilitation service provides early intervention, case management and rehabilitation services to employees, provided in partnership with Proclaim Care.
Up to 75% of an employee’s salary can be covered and the benefit can be paid up to retirement (max age 70) or for a set period up to five years. As with the Sick Pay Complete plan, various insurance options are available, benefits can be paid direct, the policy can be managed online and vocational rehabilitation is available, as is Support Matters, Ellipse’s EAP (employee assistance programme). Premium rates are guaranteed for two years.
What They Say
CEO Lee Lovett said: "Working in collaboration with our in-house telephone triage service, the expert rehabilitation specialists at Proclaim Care give us not just greater capacity as our customer base grows but an extremely high quality service, delivered seamlessly for the employer and employee in one single process.
"While we have been pleased with the impact Sick Pay Complete has had in the marketplace, we recognise the need to offer advisers and their clients more choice.
"While many SMEs do not have any kind of absence management system in place, there are still plenty who do and are managing absence well.
"For these companies, it is impractical to ask them to switch to TeamSeer, so with Sick Pay that element is removed and instead they take responsibility for monitoring absence and telling us promptly about absent employees to allow our vocational rehabilitation service to offer early support."
What We Say
"Ellipse has recognised that not every employer wants to use its TeamSeer online absence management software, which is included free with its Sick Pay Complete product. That may be because the employer has its own system already but, whatever the reason, such firms can now choose what in effect is a slightly lite or entry version of the Sick Pay plan.
"According to Ellipse’s website though, the two versions of Sick Pay are priced the same, which at first sight looks a little odd. However, on the Complete plan, employees must use TeamSeer when they cannot work so there is likely to be some claims experience differences between the two plans."