Integra Global has launched two new health plans to the iPMI market, both of which are available for individuals and groups..
InCare Life includes comprehensive hospitalisation and rehabilitation benefits, along with 24/7 emergency medical assistance, life cover and mental health benefits. Maximum benefit is $1m (annually and lifetime).
The InCare Premier plan offers a higher overall policy limit ($1.25m a year and $2.5m lifetime), private room cover and increased limits for accidental death and dismemberment.
The plans focus on inpatient and daypatient cover, so neither covers outpatient benefits unless related to an inpatient stay. There is an initial 24 month waiting period for organ transplants.
InCare plans include a Life Aware Programme for daily life challenges, 24/7 emergency medical assistance and evacuation, and access to a mobile app and claims portal. Integra Global points out the plans do not exclude natural disasters or pandemics, such as coronavirus (including Covid-19).
Emergency medical and security assistance is provided by Northcott Global Solutions (NGS). It manages medical emergencies, evacuations and issues of civil unrest or natural disaster.