To be launched on 1 April, this plan is a flex version of Simplyhealth’s Everyday Health Plan. The plan is a health cash plan that employers can include as part of a flexible benefits (flex) package. It is available in three levels and for the highest (Level 3) plan, the main benefits are grouped under five headings:
What They Say
Sales and marketing director Raman Sankaran said: “Our insights identified that people want to be more involved in their own health and wellbeing. With the Everyday Health Plan, employees can take control of their healthcare and manage the cost of looking after their everyday health.”
What We Say
"Simplyhealth took a brave decision when it sold off its PMI book to AXA, which it did following a very comprehensive review of its business. This new plan reflects what the revised group is all about, focusing not just on everyday health but also on empowering people to help themselves to manage their wellbeing. That’s even reflected in how benefits are group and explained.
"The plan includes the main benefit types familiar on modern HCPs, with the amount of cover depending on which level is chosen. In addition to the traditional ‘cash’ benefits, the plan also includes benefits such as being able to talk to a private GP. That is becoming increasingly valuable, given some of the issues around NHS GP care. As an adjunct to that, the plan also includes delivery of non-NHS prescriptions.
"There is also a prescription benefit, although that only pays for individual NHS prescriptions and not for private prescriptions or even towards NHS prepayment certificates (PPCs). That’s a criticism common to a lot of HCP prescription benefits though, not just this one.
"For employers with flex schemes, HCPs can provide accessible to all benefits and this plan, from the market leader, offers a good range of benefits to help towards everyday healthcare costs and more."