Denplan has a portfolio of dental products and its Wellbeing range is aimed at encouraging employees to visit the dentist regularly. The range has six products. Denplan Key covers just worldwide dental injury/emergency treatment and a dental emergency helpline. Elementary adds 100% reimbursement up to NHS limits and is designed for those with an NHS dentist and to cover those charges.
Essential and Extensive are both available in standard or ‘Plus’ versions and add increasing levels of cover. For details of full treatment levels see website.
From April 2013, the hygiene treatment limits for Essential and Extensive (only) have been increased and apply to all new and renewing plans. The maximum benefit is £2,300 per policy year. Other benefits include dentist call-out fees, hospital cash benefit and mouth cancer cover. In terms of how they are funded, plans can be company paid, part of a flex scheme or paid by employees through salary deduction. Some exclusions and plan limitations do apply.
Other changes to the Denplan range from April 2013 include removing the annual limits on the worldwide routine and restorative dental treatments under the Denplan Lucent plans.
What They Say
Denplan’s head of corporate Pam Whelan said: “We have been the frontrunner in the dental industry for more than 26 years and we always want to ensure that our policies are relevant for employees.”
What We Say
"The increased hygiene treatment limits on Essential and Extensive plans will be popular, not least because a visit to the hygienist as well as the dentist is common for many people and the cost of visiting a hygienist is not inconsiderable.
"However, the Plus versions of those two plans have not been similarly upgraded, so the Plus versions now offer lower annual hygiene limits than the non-Plus versions, which seems odd and is something Denplan may wish to consider remedying at its next round of updates.
"That said, Denplan has a very comprehensive range of plans and a market presence that its competitors must surely envy. It is to dental plans what Bupa is to private medical insurance, and Hoover is to vacuum cleaners."