Aviva has further tweaked its CI plans as follows:
- The loss of speech condition has been removed. Aviva says it has not paid one claim under this heading in 15 years.
- Extra Care cover is now available in three rather than four options, albeit with Section 1 cover as before. Aviva said it knows from its extensive claims experience that the illnesses it covers are more likely to occur as you age, and that symptoms will typically worsen over time. Consequently it has increased the maximum age for specified conditions from 50 to 55. By simplifying the Extra Care Cover definition, it should be easier for advisers to communicate the benefits to their clients. Aviva has also added a further four conditions that can be claimed on up to the age of 55 – these typically lead to a deterioration in health over a longer period, often resulting in significant care needs to support changes in lifestyle. The four are kidney, liver, heart and respiratory failure.