CoGenio offers international private medical insurance (iPMI) for those in the UAE. The plan offers two levels of coverage and two geographies – both are worldwide, and either include or exclude the USA. The plan is aimed at expatriates and is available on a group basis.
The Top version of the plan offers up to AED (Arab Emirates Dirham) 75m of cover and Plus offers up to AED50m. Maximum benefits are halved if cover is not required in the US.
Both versions offer comprehensive benefits but Top offers higher limits for some benefits and covers hospice care (up to 49 days) and some additional assistance services.
The plan offers access to 2,400+ providers in the Daman network within the MENA region. As is now common with iPMI plans, everything is set up so that customers can manage their health insurance needs online and interact with Globality. That includes access to an online gateway to promote a healthy active lifestyle. The policy wording is in both English and Arabic.
There is no minimum or maximum age and there are no deductibles. A range of flexible benefit options can be chosen to tailor cover to need and budget.
What They Say
Chief operating officer Axel Tettenborn said: “CoGenio offers highly comprehensive benefits and aligns to local requirements, giving employers confidence to send their employees abroad knowing they will benefit from world-class medical coverage and assistance services. The partnership with Daman - the leading health insurance company in the region - gives clients access to the largest network across the MENA region.”
What We Say
"Gloability’s new plan is aimed at expats in the UAE and, as is now common, links with a major local provider to offer the plan. That makes both a lot of sense from a practical point of view and makes life easier for insurers trying to get into a particular area.
"For expats in the UAE, choosing the right cover is partly a question of looking at the detail of what a policy covers, but also important is getting the right level of service and being able to access you information online. Globality is part of the giant Munich Re group so that, combined with the local presence of Damon could be a winning formula for many expats."