Generali UK has launched personal accident and multinational solutions for companies with 250 or more employees.
Available on a standalone or integrated basis, they are designed for companies with any number of subsidiaries, or just UK-based, anywhere in the world.
They may also act as a stepping stone to a fully compliant multinational programme from Generali Group.
It follows the launch of business travel solutions last year.
The plans offer integrated insurance, accident and assistance networks; flexible choice of cover; one flat annual premium; a simple online claims submission tool; and the global reach of a multinational network, allowing for the structure and management of fully compliant programmes from one centralised location.
Generali UK warned that giving employees the freedom to do it themselves when it comes to organising travel cover can increase non-compliance and, in particular, costs.
It also warned about the consequences of being left exposed to personal injury claims. Stress, depression or anxiety now accounts for 44% of all work-related ill-health cases and 57% of all working days lost due to ill-health. The primary cause is workload (44%).
Karoliina Gutaj, head of strategy and marketing for Generali Employee Benefits Network, said too many employers risk leaving employee duty of care to chance where DIY travel and lack of personal injury and accident cover is concerned. “While profits and losses are closely tracked for things like materials and payroll, travel and accident are often left exposed. This could cost businesses financially and reputationally, impacting employee wellbeing and having a knock-on effect on recruitment and retention,” she added.